Downsizing in Style at Harbor Club on Lake Oconee

Harbor Club offers downsizers a golden blend of elegance, variety, and a relaxed lakeside lifestyle, all within a secure, gated community. Whether you’re seeking a cozy cottage, low-upkeep villa, or thoughtfully sized custom home, there’s something here to perfectly match your next chapter.

Neighborhoods Built for Ease & Variety

Harbor Club features 8 distinct neighborhoods, each offering unique downsizing-friendly options:

1. Carriage Ridge – Carriage Ridge is a neighborhood of low-maintenance, craftsman-style cottages currently under construction by Oconee Capital Homes. Priced from the $400,000s to low $500,000s; yard maintenance is included in Association fees.
2. Club Cottages – The Club Cottages comprise of 28 brand-new homes on a mixture of basement and slab plans by Waterford Homes. Priced from the mid $500,000s to low $700,000s. By My Homes Communities starting Fall of 2025
3. Enclave at Heron Ridge – Smaller footprint homes nestled into a serene, wooded enclave. The Enclave at Heron Ridge features beautifully crafted Three & Four bedroom ranch-style homes by Southvine Homes and My Home Communities. Priced from the low $400,000s to low $600,000s; yard maintenance included in association fees.
4. Estate Homes – Tailored custom homes with more room but still scaled thoughtfully. Harbor Club offers a variety of Estate Homes on the community’s more expansive homesites that are currently being built or are scheduled for construction.
5. Harbor Ridge – Cottage homes set close to community amenities. Harbor Ridge is one of Harbor Club’s iconic neighborhoods located within walking distance to the clubhouse, community pool and tennis courts. Homes here were built between 2000 and 2006 and generally feature the primary suite on the main level and extra bedrooms/bath up. Some have finished terrace levels and many have views of the golf course, pond or the lake.
6. Heron Ridge  – Heron Ridge is a neighborhood of 54 predominantly one-level, ranch-style homes masterfully built by Waterford Homes in Heron Ridge. Priced from the mid $500,000s to low $700,000s. Within the community, there is a pavilion for social gatherings and landscape maintenance is included in association fees.
7. Lake Homes  – Ranging from $1,500,000 to $3,000,000+, discover extraordinary lake homes of various styles and dimensions – some waiting to be transformed into your dream haven, others ready for immediate move-in. These coveted homes, a rarity on the market, offer a unique opportunity to capture the essence of lakeside living.
8. Lake Villas – Exclusive waterfront townhomes, complete with an assigned boat slip and private community beach. With prices ranging from the $700,000s to $900,000s, these homes rarely come on the market. The Lake Villas are 2-3 story townhomes ranging from 2,200 to 3,600 sqft and were once home to the legendary Mickey Mantle. Compact lake-access homes, perfect for downsizing without sacrificing waterfront flair.

Why These Neighborhoods Are Ideal for Downsizers

• Size & Simplicity: Cottage and villa neighborhoods feature two to four bedroom layouts with open, single-level designs and aging in place features, no need for sprawling square footage or stairs.
• Maintenance Freedom: Many neighborhoods include grounds upkeep in Association Fees, eliminating yard work and allowing more time for leisure.
• Community Connection: Intimate settings make it easy to forge friendships through walking trails, golf carts, or casual chats on your rocking chair front porch.

Lifestyle Perks & Amenities

Downsizers at Harbor Club can enjoy a resort-like lifestyle without excess upkeep:

• An award-winning 18-hole golf course designed by Weiskopf–Morrish.
• The Grove: A 12-acre amenity hub with fitness center, dog park, sports fields, and trails.
• An Upscale Clubhouse & Marina
• Pool, pickleball/tennis courts, dog park, fitness center

Smart Downsizing Tips for House-Hunters

• Define must-haves: Single-level living? Lake view? Lock-and-leave ease?
• Visit with focus: Explore Carriage Ridge and Lake Villas first, they’re quintessential for downsizers.
• Assess future fit: With all amenities at your doorstep, these neighborhoods often require less adjustment over time.
• Get to work on your Purge. Moving is much easier when you plan in advance, eliminating furnishings and items you will no longer need in your ideal “downsized” home.

Your Next Chapter Awaits

Downsizing at Harbor Club means trading square footage for quality of life. Imagine mornings on the lake, afternoons on the greens, and evenings gathering with friends, no turf maintenance required.

Need help exploring neighborhoods, floor plans, or viewing opportunities? Working with a Harbor Club expert like Kathy Phillips can help you find the right fit in one of Harbor Club’s downsize-friendly neighborhoods in a house that has the features and layout that are right for you. Contact Kathy to book your Discovery Visit to start planning your next move now.