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Relocating to Harbor Club

Why Floridians are Moving to Georgia – Part 2

Thursday, Nov 9, 2023  |  admin  |  New Homes

The migration trend continues – Georgia is now welcoming more relocating Floridians than any other state. Learn why as we continue to explore more reasons people are moving from Florida to Georgia.

Florida insurance crisis

The hurricanes we mentioned in part one of this article are one of the main reasons Florida’s property insurance market is in crisis. Insurers are dealing with billions in losses from recent natural disasters, not to mention out-of-control litigation costs associated with fraud. As a result, several Florida insurers are canceling policies, liquidating, and leaving the state. Those that are left send customers bills with enormous premiums. Those soaring costs are making home ownership much more expensive and, for some, unaffordable. According to a recent Insurance Information Institute study, Florida’s home insurance is now the highest in the US, averaging $6,000 per year versus the national average of $1,700 per year.

Water lovers unite

Being near water may have pros and cons, but those who love the coast of Florida have discovered that Georgia’s shores and lakes are just as appealing. Savannah and Tybee Island are popular coastal destinations on the Atlantic. With so many lakes in the state, “lake life” is a favorite pastime, especially in Georgia’s Lake Country. At 19,000 acres, Lake Oconee is one of the largest lakes in the state. It’s where residents enjoy boating, fishing, water skiing, jet skiing, swimming, tubing, kayaking, and more

Diverse natural beauty

Georgia offers highly diverse landscapes, ranging from beautiful scenic coastlines to the picturesque Blue Ridge Mountains. Georgia’s tallest peak is Brasstown Bald, which rises an impressive 4,784 feet above sea level. From there to the Atlantic Ocean, it’s only a six-hour drive – something few states can match. Indeed, Florida has a lovely coastal landscape, but many appreciate Georgia’s wider variety and the activities to match.

Outdoor activities and sports

Because of its diverse landscapes, Georgia offers abundant outdoor recreational activities. For nature enthusiasts and adventure seekers, there are tons of hiking and mountain biking trails. Golf is prevalent in Georgia, as it’s home to The Masters golf tournament. In fact, Augusta National is located only an hour from our award-winning Weiskopf/Morrish-designed golf course on Lake Oconee, making it a popular destination during Masters Week. And while golf is a big deal, other organized sports have considerable fanbases in Georgia, too. The fast-growing sport of pickleball has taken a stronghold in Georgia, and tennis continues to be a highly popular outdoor sport. The South is also well known for national and collegiate sports, especially football, which attracts thousands of devout fans and spectators to each game. 

Southern charm

Known for its tradition of hospitality and kindness, Georgians are some of the most welcoming and charming people you’ll ever encounter. In this state, especially in the smaller towns and cities, don’t be surprised if a “stranger” smiles and says hello as you pass them on the street. Throughout Georgia’s Lake Country, especially our Harbor Club neighborhood, friendly folks chat with you like they’ve known you for ages. 

Visit, and you’ll quickly discover why Harbor Club has become a top destination for relocating Floridians. We’re excited that so many have made Harbor Club home in pursuing a better quality of life. We’d love to welcome you, too. Schedule your exclusive Discovery Experience or contact us so we can start planning your visit today.